FAQs
- 1 - What should I do if I left for vacation and forgot to bring my medication and/or will run out of medication while I’m away?
- 2 - My prescription was denied, what should I do?
- 3 - I went to an in network hospital but my claim was processed as out of network and charges were applied to my deductible and coinsurance. What should I do?
- 4 - Do I need a referral to see a specialist and is pre-cert required for an MRI or CAT scan?
- 5 - I received a coordination of benefits (COB) letter from Luminare. Do I have to complete the form?
- 6 - Why did Luminare send me an accident detail letter to complete?
- 7 - How do claims get paid now that I am Medicare primary?
- 8 - Who do I contact for a change of address or name change?
- 9 - What do I do if I lost or need additional insurance cards?
- 10 - Who do I contact for any questions about our health benefits?
